/* BusinessDebt.net - Production Grade CSS */
/* Reset & Base Styles */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen,Ubuntu,Cantarell,sans-serif;line-height:1.6;color:#2d3748;background:#fff}img{max-width:100%;height:auto;display:block}a{color:#2563eb;text-decoration:none}a:hover{text-decoration:underline}

/* CSS Variables */
:root{--primary:#2563eb;--primary-dark:#1e40af;--secondary:#059669;--secondary-dark:#047857;--text:#2d3748;--text-light:#64748b;--bg:#fff;--bg-light:#f8fafc;--border:#e2e8f0;--success:#10b981;--warning:#f59e0b;--danger:#ef4444;--shadow:0 1px 3px rgba(0,0,0,.1);--shadow-lg:0 10px 40px rgba(0,0,0,.1);--radius:8px;--container:1200px}

/* Typography */
h1,h2,h3,h4,h5,h6{font-weight:700;line-height:1.2;color:var(--text);margin-bottom:1rem}h1{font-size:2.5rem}h2{font-size:2rem;margin-top:2.5rem}h3{font-size:1.5rem;margin-top:2rem}h4{font-size:1.25rem}p{margin-bottom:1rem}strong{font-weight:600}

/* Layout */
.container{max-width:var(--container);margin:0 auto;padding:0 1.5rem}section{padding:4rem 0}

/* Header */
header{background:var(--bg);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100;box-shadow:var(--shadow)}nav{display:flex;justify-content:space-between;align-items:center;padding:1rem 0}.logo{font-size:1.5rem;font-weight:700;color:var(--primary)}.logo:hover{text-decoration:none}.nav-menu{display:flex;list-style:none;gap:2rem}.nav-menu a{color:var(--text);font-weight:500;transition:color .2s}.nav-menu a:hover{color:var(--primary);text-decoration:none}.mobile-toggle{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer}

/* Hero Section */
.hero{background:linear-gradient(135deg,#1e3a8a 0%,#2563eb 100%);color:#fff;text-align:center;padding:5rem 0}.hero h1{color:#fff;font-size:3rem;margin-bottom:1.5rem}.hero p{font-size:1.25rem;margin-bottom:2rem;opacity:.95}.hero-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:2rem;margin-top:3rem;text-align:center}.stat-box h3{font-size:2.5rem;color:#fff;margin-bottom:.5rem}.stat-box p{opacity:.9}

/* Buttons */
.btn{display:inline-block;padding:.875rem 2rem;font-weight:600;border-radius:var(--radius);transition:all .2s;cursor:pointer;border:none;font-size:1rem;text-align:center}.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{background:var(--primary-dark);text-decoration:none;transform:translateY(-2px);box-shadow:0 4px 12px rgba(37,99,235,.3)}.btn-secondary{background:var(--secondary);color:#fff}.btn-secondary:hover{background:var(--secondary-dark);text-decoration:none}.btn-outline{background:transparent;border:2px solid var(--primary);color:var(--primary)}.btn-outline:hover{background:var(--primary);color:#fff;text-decoration:none}.btn-large{padding:1.25rem 3rem;font-size:1.125rem}

/* Cards */
.card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow);transition:all .3s}.card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}.card h3{color:var(--text);margin-bottom:1rem}.card p{color:var(--text-light)}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;margin-top:2rem}

/* Solutions Grid */
.solutions-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:2rem;margin:3rem 0}.solution-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:2rem;transition:all .3s;position:relative;overflow:hidden}.solution-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:var(--primary);transform:scaleX(0);transition:transform .3s}.solution-card:hover::before{transform:scaleX(1)}.solution-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}.solution-icon{width:64px;height:64px;margin-bottom:1.5rem}

/* Forms */
.form-group{margin-bottom:1.5rem}label{display:block;font-weight:600;margin-bottom:.5rem;color:var(--text)}input,select,textarea{width:100%;padding:.875rem;border:1px solid var(--border);border-radius:var(--radius);font-size:1rem;font-family:inherit;transition:border .2s}input:focus,select:focus,textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(37,99,235,.1)}textarea{resize:vertical;min-height:120px}.checkbox-group{display:flex;flex-wrap:wrap;gap:1rem}.checkbox-label{display:flex;align-items:center;gap:.5rem;font-weight:400}.form-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:2.5rem;box-shadow:var(--shadow-lg);max-width:600px;margin:0 auto}

/* Trust Signals */
.trust-signals{background:var(--bg-light);padding:3rem 0;text-align:center}.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem;margin-top:2rem}.trust-item{display:flex;flex-direction:column;align-items:center;gap:1rem}.trust-icon{width:48px;height:48px}

/* FAQ */
.faq-item{border-bottom:1px solid var(--border);padding:1.5rem 0}.faq-question{font-weight:600;font-size:1.125rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center}.faq-answer{margin-top:1rem;color:var(--text-light);display:none;padding-left:1rem}.faq-answer.active{display:block}

/* Footer */
footer{background:var(--text);color:#fff;padding:3rem 0 1.5rem}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:3rem;margin-bottom:2rem}.footer-section h4{color:#fff;margin-bottom:1rem}.footer-section ul{list-style:none}.footer-section ul li{margin-bottom:.5rem}.footer-section a{color:#cbd5e1}.footer-section a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:1.5rem;margin-top:2rem;text-align:center;color:#94a3b8}

/* Content Pages */
.content-header{background:linear-gradient(135deg,#1e3a8a 0%,#2563eb 100%);color:#fff;padding:4rem 0;text-align:center}.content-header h1{color:#fff;margin-bottom:1rem}.content-header p{font-size:1.125rem;opacity:.95;max-width:800px;margin:0 auto}.content-body{padding:3rem 0}.content-body img{margin:2rem 0;border-radius:var(--radius)}.table-container{overflow-x:auto;margin:2rem 0}table{width:100%;border-collapse:collapse}th,td{padding:1rem;text-align:left;border-bottom:1px solid var(--border)}th{background:var(--bg-light);font-weight:600}

/* CTA Boxes */
.cta-box{background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;padding:3rem;border-radius:var(--radius);text-align:center;margin:3rem 0}.cta-box h2,.cta-box h3{color:#fff}.cta-box p{opacity:.95;margin-bottom:2rem}

/* Utility Classes */
.text-center{text-align:center}.mt-1{margin-top:1rem}.mt-2{margin-top:2rem}.mt-3{margin-top:3rem}.mb-1{margin-bottom:1rem}.mb-2{margin-bottom:2rem}.mb-3{margin-bottom:3rem}.hidden{display:none}

/* Responsive */
@media(max-width:768px){h1{font-size:2rem}.hero h1{font-size:2.25rem}.nav-menu{display:none;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--bg);border-bottom:1px solid var(--border);padding:1rem}.nav-menu.active{display:flex}.mobile-toggle{display:block}.solutions-grid,.card-grid,.footer-grid{grid-template-columns:1fr}section{padding:2rem 0}.hero{padding:3rem 0}}

/* Performance Optimizations */
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}